The following terms of use apply to your access to and use of the Loanlane ("the Company" ) Internet Site ("Online Site", "Web Site"). Please read these terms carefully. By accessing any page of the Loanlane site, you agree to be bound by these terms.

Copyright

Information and materials of Loanlane included in its web site are protected by the copyright laws of the United States and international treaties.

All online site design, text, graphics and the arrangement thereof are Copyright protected by Loanlane. Any use of the information and materials included in our web wite - unless otherwise indicated - without the prior written permission of us is strictly prohibited.

Use of Information and Materials

The information and materials contained in these pages - and the terms, conditions, descriptions that appear - are subject to change. Not all mortgages are available in all geographic areas - Loanlane does business primarily in the State of California. Your eligibility for particular mortgage is subject to final lender determination and acceptance. We reserve the right to refuse to do business with a mortgage applicant as long as our refusal complies with Fair Lending Regulations.

Disclaimer of Warranties

The information, materials and functions contained in our Online Site, including text, graphics, links or other items are provided on an "AS IS" basis without warranties of any kind, either express or implied, including but not limited to warranties or merchantability, fitness for a particular purpose. Loanlane does not warrant the adequacy, accuracy or completeness of the information and materials included in our Online Site or in third party sites linked to or from our Online Site or that the functions provided will be uninterrupted or error-free. Loanlane expressly disclaims any liability for any errors in or omissions from information, materials and functions included in our Web Site or any third party site linked to our Online Site.

Disclaimer of Liability

In no event will Loanlane be liable for any direct or indirect, special, incidental, consequential or punitive damages or lost profits arising in connection with use of our Online Site, any interruption in availability of our Online Site, delay in operation or transmission, loss of data, or otherwise, even if the Loanlane has been advised of the possibility of such damages or loss.

Jurisdiction

Loanlane administers and updates our Web Site from its office in the State of California, United States of America. The company makes no representation that any information, materials or functions included in our Online Site are appropriate for use in any other jurisdiction. If you choose to access our Online Sites from other locations, you do so on your own initiative and are responsible for compliance with applicable local laws and regulations.

Governing Law

Your access to and use of our online site and these terms are governed by and will be construed in accordance with the law of the State of California without regard to principles of conflicts of laws. In the event any provision of these terms is held unenforceable, it will not affect the validity or enforceability of the remaining provisions and will be replaced by an enforceable provision that comes the closest to the intention underlying the unenforceable provision.